Bandhan Bank is a Kolkata-based financial service company. It was started in the year 2014 once getting the in-principle approval from RBI. There are 840 branches are available and 383 ATMs are available across the country. If you want to open an account then you can open a savings account or current account.
As with other banks, a net banking facility is also available. So, with the help of Bandhan bank net banking, you will be able to easily check your account balance, transaction details, and so on. You know internet banking is a must at present. Thru, there are a lot more net transactions available having internet banking is helpful in many ways. With the world getting digitalized, banks are not behind in establishing advanced standards. Post the demonetization drive of 2016; most of the banks have launched their portals of net banking. If you are a Bandhan Bank customer, you will also have access to the Bandhan Bank net banking portal. Along with being a highly convenient choice, it will cater to some additional services.
What is the Concept of Net Banking all about?
Internet banking, net banking, is a special type of electronic service offered by banks, including Bandhan Bank, to let customers access their transaction details through clicks. Gone are those days when you were supposed to stand in long queues for getting a query solved.
With the upcoming net banking portal, it has become easy to access almost every type of service and product-related to the bank anytime, anywhere. Along with being a highly convenient method, it has also been recognized as a secured banking method. Ranging from fund transfer to demand draft, all services can be easily accessed conveniently.
What are the Various Type of Services to Avail in Net Banking?
The introduction of the facility of net banking has proved to be a boon. You will be able to carry on with every transaction on your own. It will not only save time but also help in upgrading your level of self-confidence. There are a plethora of services that you will be able to access through net banking. Some of the highly remarkable ones include the following:
- Balance checking Coming across bank statements
- Transferring of funds
- Opening of a fixed deposit account
- Requesting for a new cheque book
- Buying insurance
- Online shopping
- Recharging mobile phones and DTH
- Adding and deleting of beneficiaries
- Changing address and other details related to account
The list is endless. If you start diving, then nobody knows where is the end. The more you use and research, the easier it will become to make your life easy.
How to Start Using the Net Banking Facility?
If you are planning to enjoy the benefits of the net banking facility to stay abreast with the evolving technology, it is high time to obtain a form from the respective branch. Any individual having an account in the respective branch of Bandhan bank will be eligible for this facility.
The form is inclusive of spaces where you need to fill up all details. In case of any confusion, it is preferable to have words with the bank personnel. A smart device like a laptop and smartphone, along with an uninterrupted internet connection, is also required. Once done with the registration, the bank will provide you with a customer ID and password.
Using these details, you will enjoy the benefits of the net banking portal at best. For safety purpose, you must not share any of these details with anyone. Now, you must have come across times when some intruders call and request your bank details. It is advisable to turn a deaf ear towards the same.
If you commit the blunder of supplying your customer ID and password, and other details, you will get bankrupted. None of the banks requests any confidential information from any of the customers. It is better to approach the branch and report the same.
Why is it Mandatory to Include a Running Phone Number in the Form?
When filling up the form for net banking, you will be requested to supply a running phone number. It is required for receiving alerts related to every type of bank transactions that take place. You will be able to have a record of all the activities taking place within your bank account.
If you have an ATM card, then also you will get an alert regarding the action. In case you come across a message regarding a transaction that you have not carried out, then do not think twice before reporting it to the branch manager. You may also login and keep track of all transactions that had taken place to date.
It will help you in this regard.
Is it Possible to Reset the Password for Net Banking?
In this fast pace of life, you need to remember lots and lots of things. Hence, there are chances that you may mix-up your internet banking password with something else. If you are in such a critical situation where you cannot recall your net banking password, and then relax!
The best solution is available within your hands. Yes, you will be able to change and reset your password by sitting at your home. If you have basic computer operation knowledge and basic English, it will no more be difficult for you. At the time of carrying out this activity, you will receive an OTP.
It is One Time Password that must be kept confidential. Once used, it must be erased from the inbox. After you are concluded with the new password setting, it is good to jot it down in a safe and secured place. Once the situation returns to normal, you will be able to carry on with your activities as usual.
For safety purpose, it is good to change the login password in an interval semi-annually. It will keep you in safe hands.
What are the Various Modes of Fund Transfers Available on Net Banking?
With net banking, fund transfer remains no more a challenge. There are three main modes of fund transfer that have been mentioned in a nutshell as under:
NEFT: Also known as National Electronic Fund Transfer, it is one of the most common transfer funds processes. Though there are restrictions in terms of times, the amount will get transferred to the beneficiary’s account within 24 hours.
RTGS: Real-Time Gross Settlement is all about transferring funds based on the order. Here, the amount gets credited to the account of the beneficiary immediately. The minimum amount is in lakhs! Still, it is better to go through the terms.
Imps: Immediate Payment System helps the transfer of funds directly within banks via ATM and smartphone. Also, this system will help in the immediate transferring of funds.
Why internet banking?
Reaching the bank all the time and transferring money is impossible in this busy life. That’s why you won’t make use of the internet banking facility. By using Bandhan bank net banking you will be able to effortlessly transfer money and then pay bills as well. You all set to access your internet banking account through any device such as a computer, mobile, tablets, and so on. All you need to check is that your device is available with a proper internet connection and then enter proper log-in details. You know the transaction will get complete even in a second. Plus, you all set to trust the Bandhan internet banking with no doubt.
How good is internet banking?
As mentioned before, a lot more internet money transaction apps are there but nothing can match with the internet banking facility of your bank. Because that the chances for the transaction failure is high in the online transaction apps. On the other hand, internet banking from Bandhan will help you to transfer money to any individual easily. The transaction failure is very rare. Plus, it may occur only if your device internet connection is weak. Other than that all the transactions will be easily done with the help of internet banking. That’s why you need to apply for the internet banking as soon as possible.
Do any payment:
Along with transaction you all set to pay any bills as well. You all have a lot of bills to pay right? When the month gets started a list of bill payments will come. How you will pay the bills by visiting the office in person or download separate apps for that. You no need to do that and all. Simply apply for the internet banking facility from Bandhanthat’s all you will be allowed to easily pay the bills with no doubt. The reason why you want to pay the bills with the help of internet banking facility from Bandhanis that the transaction will be done quickly. Plus, in case of any transaction failure you no need to have any reluctance whether you will get the money or not and all.
Transaction details on your hand:
Obviously, it is the best benefit you will obtain with the help of Bandhan bank net banking is that you are all set to check all the transactions you have done. At the same time, you no need to mess and all. It comes with an E-passbook so you can check for what purpose you have done that transaction. On the other hand, if you check the some other internet money transaction apps you can see the transaction activity done in that app alone. Other than that you can’t check anything. Alternatively, only in the internet banking facility from Bandhanyou are all set to check it easily.
You know along with the latest transaction you can even check the account statement both mini as well as detail one using internet banking facility from Bandhan. There were days you used to visit the ATM to check the mini statement right? You no need to do that and all. Go for the internet banking facility from Bandhanand then bring your bank account to your device. Along with that you can see the accounts that you have linked as well. You will come to know all the things about your bank. It helps you to save a lot of time for sure.
Of course, you no need to check the time to do the transaction and all. The transaction is possible round the clock. If you want to transfer money means simply do it. You no need to have any reluctance that the money will either get transfer or not. Plus, you can do prior schedule as well. It suits well for the bill payment. There are some bills that want to pay on time such as phone, internet, DTH and so on. So, if you do a prior schedule then you are all set to easily transfer it on time. There is no limitation in sending the money you can transfer it to any bank account holders. Before that you are required to add that account and then do the transaction easily.
You may also like to read, How to Register/Activate Bank of Baroda Net Banking Online
How to Register for Bandhan Bank Net Banking?
Are you a new account holder who wants Bandhan bank net banking then you need to follow some steps.
- At first you want to register in the internet banking facility from Bandhan.
- For that you ought to visit the official website that is bandhanbankonline.com.
- Once you visit the site you can witness “Continue to Login.”
- If you see the login page “New UserSign Up” button will be available you ought to click on that and create an account.
- Now you need to tick “yes” on all buttons on the “User-Driven Registration New User” page. After that click on “Submit” button
- After that you are required to choose the method to register using Debit card and ATM pin or the Reference Number.
- Now, you want to enter the CIF, reference number, and then click on Continue.
- For those who selected Debit card and Pin then you ought to fill the fields such as CIF number, date of birth, debit card number and date of expiry of debit card. Then you need to enter the captcha and press continue.
- OTP will come to the register phone number enter it and click Submit
- Give ATM debit card pin and press on “Continue”.
- After that enter User id, login password and transaction password and click continue.
- Finally, the internet banking facility from Bandhanhas been successfully registered.
Hence, it can be made that net banking is inclusive of a wide number of benefits. It is high time to register for the same and enjoy the benefits of new technology.