Customer information file number abbreviated as CIF number is a vital number that contains all the information about the customer. Whenever the customers are opening an account at any bank, the bank will go ahead with the creation of the customer information file number that includes personal information, transaction history, account loan details, and everything else applicable in the digital format. In this article, you will come to know more about the CIF number.
People having accounts in the different banks can get access to that significant benefits when the CIF number is there. 11 digit code turns out to be unique for the customer for the different accounts. The code is applicable for change with a different account. Specially coded with all the information regarding the demat loan, personal information, the CIF helps the different back to keep track of the information about the customer and their different accounts in one place. For the avoidance of confusion and fraudulent activities, the CIF number gives a range of benefits. It also gives vital statistics regarding the account balances and the transaction information, along with the type of account the customer is holding.
It gives the various activities of their customer in one session. CIF number is available in the electronic format today that is relevant to the various documents. The CIF number that is similar to the other number use banking information with a unique code.
Finding the CIF number
You can easily find the CIF number by the various steps when you are getting access to offline or online banking. In the case of online banking, you have to log in to the internet banking to the plus e-statement option, where you will have to make a selection of the period of access. Then the account summary page will be displayed on the screen that ensures giving you access to the CIF number for the mobile application.
You can easily find the CIF number on the application of the different banks. You can get access to the CIF number through the chequebook. There, you can find it printed on the first page of the chequebook. In the passbook, you can find it on the first page of the passbook. In customer care, you can contact the customer care number for information regarding the CIF number. The bank manager also gets access to your CIF number and contacts him, or she ensures giving the information regarding the unique code.
The difference between the CIF and IFSC code
The CIF number refers to the customer information file, while the IFSC code is the abbreviation of the Indian financial system code. CIF number has 11 digits, all of which are numerals, while the IFSC code has 11 digits which is a combination of alphabets as well as numerals. CIF number is accessible to the bank for fetching confidential information about the user, while the IFSC code is for transferring the funds online. With the CIF number, you can get the 11 digit number that will be containing the file of the user, country information, KYC information. Again the IFSC code is out of the 11 digit code where the first 4 are the bank’s name, and the other seven are the locations.
Sharing the CIF number
Yes, you can share the CIF number with anyone because it is only accessible by the bank for fetching the details like the loans, KYC. It is not at all for any use for the common people. It contains essential information. But disclosing the credential details to the common people isn’t going to cause any harm to you.
You don’t have to feel troubled in case you have a debit atm card. All you have to do is just install the merchant application of the bank. Now select the language that you want to get access to. After the installation, you have to make the selection of the preferred language and click on proceed to get access to the CIF number. Then you will have to sign up on the application that will be taking you to the page where you will get the options of sign in and sign up. Make a selection of the signup option, and you will have to fill in the credentials as soon as you fill in the credentials and select the city. You will see that the page displays whether you will have to choose between internet banking customers. You will have to make the selection of the ATM option and go further with the step. From there, you can get redirected page where you will have to always update the ATM card details. The portal will be for leading you to the CIF number of the related bank.
Is there a similarity between the CIF number in one branch?
It’s sometimes a confusing question, and most people get confused regarding the answer.
The answer is a straight no. They are never the same. Customer information keeps differing from one customer to the other. Besides, a bank takes into consideration the number for fetching the details about every customer. The banks will be providing the unit 11 digit number for a free account which is opening their account in the bank. On the other hand, the IFSC code that is used for the transfer of the funds online keeps differing from one place to the other.
Is it completely safe to share the same number randomly with anyone?
Whenever you are sharing the number in the bank, only gets the opportunity of reaching the details check Demat loans are KYC even if it goes to the common people it is not going to make anything harmful for you they won’t be able to get the information disclosed regarding your confidential details.
Is it possible to find my Customer Information File number?
Yes, there is an easy way of doing so. With this method, you can get access to the mobile application of the internet banking facility. Again in the offline mode, one can get access to the passbook customer care center at the bank branch.
Final words
Hopefully, we have cleared your doubts regarding the Customer Information File number. Feel free to let us answer your queries regarding the topic.