At present, everyone is having a bank account due to various purposes. If you are a citizen bank account holder, then surely you are well known the importance of routing number. Your citizens bank routing number comes with a nine-digit code which is used to identify your financial institution in the transaction.
The routing number is usually based on the location of the bank where your account was initially opened. The routing number is referred to as RTN Routing Transit Number or AMA routing number as well. The citizens bank routing number is printed on the bottom left side of your bank check.
What Is a Routing Number?
The user can find the routing number in their online banking portal also. The bank is having multiple routing numbers helping the various purposes, branches, etc. The federal banks need the routing number to process the Fedwire funds transfers and the ACH network also needs the number to process the electronic fund transfer.
The banking routing number is always used for a different banking transaction, and you can use the number to set up the direct deposit and also you can give the number to your employer for a voided check. Including, the user can use the bank routing number to pay bills online easily. If you are a citizen bank customer, then you can catch the bank routing number with no hassles based on your main branch.
You may also like to read, What Is Bank of America Routing Number and How to Find It?
How to Find The Citizen Bank Routing Number?
It is very simple and easier to find the citizen bank routing number. By following the simple steps you can find
- The user just looks at the bottom left of the citizen bank paper check.
- You can find your routing number by logging into your online banking profile.
- In order to view your routing number online, you have to select the My Account option from the top left side corner of the online banking home screen.
- Near the account, you can get more information about you and you have to click the light blue link which is referred to as Account Details.
- Once after clicking the link, then you can get a list of account information including the routing number.
- The user can see the list of routing numbers by state. It is because the routing number is coming to depends on the state in which you are initially opened your account.
Citizens Bank routing number for ACH transfer
The ACH routing number has to be involved for sending an ACH transfer to any of Citizen bank account easily. If you want to send a domestic ACH transfer, then you will need to use the ACH routing number. And also, you need to consider the ACH routing number when sending an ACH transfer to any of the Citizen bank accounts.
ACH is an electronic payment delivery system that is used for direct deposits, making payments, collecting funds, etc. Most of the users will use the routing number when setting up direct deposits for employees’ pay. And also it can be used for setting up auto-pay with various companies.
The bank routing number helps to move the money with no issues. It allows you to get paid and pay bills as well. And also the number helps users to get the best banking system process transaction instantly and safely.
Things you may not know about bank routing numbers
If you are a person who is not having a checkbook and do not use paper checks, don’t worry there are many more ways are available to get your bank routing number. With the help of a bank statement, bank website, call your bank and use the ABA online lookup tool, etc.
Apart from that, many of the users are having doubts about the uses of the bank routing number. Did you know? Some user is using the ABA routing number that is simply used to everyday purposes. People need to know and enter the ABA routing number for certain types of transactions like wire transfer or ACH transfer.
But, there is more type of transaction when you need to use and enter your bank routing number like wire transfer, ACH deposits, IRS direct deposits, paying bills and making deposits to retirement accounts or transfer to other banks, etc. All the transaction is a fast, safe and low-cost way to transfer money between banks.
Otherwise, the citizen bank is having up to four additional routing numbers beyond the Principal office number. Even though, the nine-digit routing number is having three components like Federal Reserve routing symbol, ABA institution identifier, and check digit.
Federal Reserve Routing Symbol
There are the first four digits of the routing number are comes under the Federal Reserve routing symbol. Based on the first two numbers off the routing number you can check and identify the number of the board.
ABA institution identifier
Then the next four digits are the unique identifier of the citizen bank. It is very simple and straightforward to identify the number by yourself.
Check digit
The last number is considering as a check digit which helps the banks to avoid transaction errors.
The bank routing number is not a simple thing and used for everyday purposes, but also it is important purposes. The nine-digit number helps to bank identify each other. And also using the number, you can get satisfaction about the banking system. Including, you never face any transaction errors and delays. Therefore the routing number helps every bank account holder to deposits and payments where they need.
Conclusion
Overall, the citizens bank routing number helps bank account holders in various ways. Next time you use your routing number to set up a new account or complete a purchase, you have to check or know about the number which is present at the bottom of every check and on your bank website in your monthly statement, etc. The routing number for citizen banks is considering huge. Try to understand the importance and benefits of using the bank routing number.
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