The urban cooperative banking institution based in Maharashtra is operating as a cooperative bank since 1918. The bank is now offering benefits with banking services. In this article, you will come to know about the services of the bank in detail. In the personal world, Saraswat bank gives a personal touch to the people getting access to it.
In the technologically advanced world, the bank is taking pride in giving traditional customer-friendly banking services.
Saraswat Bank – Banking Facilities
Personal banking
They have an understanding of the customer’s needs and always help them in getting rid of the additional hassles. The bank can provide expert financial solutions and has been doing so over the past 15 years. Committed to giving the services that you require, they can ensure bridging the gap between technology and tradition by bringing customers the best offers.
Current account
With the bank, you can get the load of the facilities and benefits along with their bank’s regular current account. You can get the ideal approach for business transactions. Besides, you can also get access to the internet and mobile banking at your fingertips. Management of the current account often becomes easier. The required is the minimum balance requirement of 5000 rupees per quarter. With it, you can get free mobile banking and free internet banking while getting the opportunity of seeing your account balance of the transaction. You can get access to the free international visa, debit card for the first year. The safe deposit locker facilities also make it the most remarkable. You can get the personalized cheque book for enhanced security applicable at nominal prices. It can get the advantage of the easy pay that turns out to be the instant solution for all the frequent utility bill payments.
Fixed Deposit Scheme
With Saraswat bank, you can get the availability of the fixed deposit schemes for the customers. With that, you can also get a tax savings deposit. Eligibility criteria for the fund are that you will have to be the resident, individual minors by guardian, organization, non-resident Indian, as well as a cooperative society. That said, you can get the credit interest rate that is starting at around 3.75% for the very short-term deposits and can go up to 6.10 % per annum for the fixed deposit 1 to 10 years or five years or more than that. You can also visit their official website for further details.
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Why choose personal loans?
One of the most consistent banking institutions in India, the professionals from Saraswat bank, also takes pride in providing the personal touch to every interaction with the customers with their understanding regarding the immediate requirement for providing solutions accordingly. With years of experience, they have been providing a personal banking business. That said, you can be the technological advance and system that will be offering easy online transactions to the family requirements. You can also get technological assistance with customer-oriented solutions. They also give the right solutions based on financial conditions. You can rest assured that the bank has steadily grown since its inception in 1918.
Till now, there 281 branches for ensuring pan India access. The overseas banking options are also there for the NRI. Get the best features of the banking facility which Saraswat bank. You can get the various personal loan options that are available with or without in security option. The plans are extremely customized and essentially giving you simple suited financial conditioning. You can also get short term credit facilities that will be fulfilling the personal needs .be ready to satiate your social, financial, and domestic need to connect with the advantages for the wedding, education, travels, debt repayment, and many other such issues; you can get them not only for the requirements. The services are also applicable for extending to the salaried individuals with self-employed individuals. If you’re looking for the fixed processing fees, it’s worth considering the services from Saraswat bank. They do everything in a simple and hassle-free manner. The processing time is quick, and the turnaround of the loan-application is also quite convenient. With the loan interest rate, you can get a personal loan with around 14.40 percent per annum. Stock advance is applicable at 10.15% per annum. Gold loan is applicable with 11.15% per annum. The advance against government bonds is applicable at 11.15% per annum. Advance against tangible security is applicable 11.15 percent per annum.
Benefits of Saraswat Bank Account
You can get the availability of the Saraswat bank debit card. With the Saraswat bank, you can get the high transaction limits for the cash withdrawals and also making the purchase. You can also get a well-accepted and reliable form of making the payments. The embedded chip feature that is newly introduced with debit cards guarantees enough security and safety with the entire transaction. The experience ensures the convenience of the cashless transactions with a debit card that also ensures elimination of the need of carrying cash, thus making it easier and quicker to go ahead with the transactions. You can also get widely accepted debit cards. It also turns out to be the most favorable for keeping track of the contact between the expenditures as the money is getting immediately deducted.
Final words
With Saraswat bank, you can get the opportunity of availing of the range of the fixed deposit schemes for the customers that are varied in their range with flexible tenures and also great rates of interest. You can rest assured that Saraswat bank and make your experience the best one. You can also go ahead with the fixed deposits that become a great way of saving money for the special time and your needs. The financial investment also turns out to be the best. It is constantly running now with merchant services. That said, you can rest assured about getting the range of banking services that are applicable for the customers. You can also get numerous banking facilities, asset management, private banking efficiency, corporate banking treasury, and NRI banking.
So be ready to get assistance from the amazing banks that are well established for giving you the range of benefits right. One can get plenty of services that will be turning out to be the technologically advanced place for banking safely.
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